AI & Finance News — 2026-09-24 (Thu)
Source links point to the original outlet. The AI Integrated Analysis is auto-generated from the headlines below only and is not intended to add facts beyond them. Not investment advice.
Overview
Meta's Muse AI agent shakes up banking, insurance and travel stocks as Nasdaq hits record high (BBC, CNBC). BlackRock has published multiple papers linking AI agents and stablecoins, and Jamie Dimon has stated that AI investment could reach $1 trillion in 2027 (Yahoo Finance). At the same time, the AI bubble theory and the movement to tighten regulations are running parallel to each other (Investor's Business Daily, Bloomberg).
Bank trends
Bank of America plans to double its AI budget next year (Banking Dive). Goldman Sachs analyzes whether AI investments can further boost corporate profits in the S&P 500 (Goldman Sachs). Creatio has invested $300 million in the ``Bank.AI'' area, and an analysis has emerged that calls for full-fledged agent banking (The Futurum Group). Americas banking regulators have laid out a roadmap for AI supervision for examiners (PYMNTS.com). Another move related to the banking sector was reported that Meta's Muse's AI agent shook banking, insurance, and travel stocks (Los Angeles Times).
Insurance trends
Relation is working on recording expert knowledge for knowledge recall using AI (Insurance Business). YC alumnus insurtech Soteris has launched an AI revenue platform for P&C insurance companies (Beinsure). AI broker launches health insurance for small and medium-sized businesses (insurancenewsnet.com). Although the introduction of AI is progressing in the insurance industry as a whole, it has been pointed out that scaling is an issue (contxto.com). There was also an opinion that AI should not be treated as ``another object to be managed'' (Risk & Insurance).
Trends in asset management and market transactions
BlackRock has published multiple papers showing the potential for AI agents to pay for data and computational resources in stablecoins, positioning AI agents as the next driving force for stablecoin adoption (CoinDesk, Yahoo Finance, altcoinbuzz.io, ambcrypto.com). BlackRock has increased the weight of AI-related products in a review of its model portfolio (Bloomberg.com). Australian Corporate Affairs Authority (ASIC) sets new safeguards for AI trading (Bloomberg.com). Alibaba announced a new AI chip and indicated plans for a larger model (WSJ). CNBC reports that in response to the rise of Meta's Muse, traders are targeting specific securities company stocks as the "next target to hit." Nasdaq hits record high as AI stocks rise (BBC).
Fintech/payment trends
PayPal partners with Meta's Muse AI assistant (American Banker). An analysis has been published asking whether Mastercard's fee model is sustainable amid the expansion of agentic commerce (Yahoo Finance). An analysis of the ``limits of delegation'' that merchants seek from agentic commerce was also reported (Payments Journal). ADA price predictions are reported to be higher due to expectations for AI payments (StreetInsider).
Remarks from key figures and authorities in the financial world
- Jamie Dimon (JPMorgan Chase CEO): Says AI investment could reach $1 trillion by 2027. However, he warned that AI could add a "Little Bit" to inflation (equivalent to about 1% of GDP) (Yahoo Finance). - Ray Dalio: Warned of AI bubble (mentioned in Yahoo Finance's "Sozzi Unleashed"). - Gary Cohn: Comments on the state of AI regulation (mentioned in Yahoo Finance's "Sozzi Unleashed"). *There is no notable movement in the headline regarding individual statements regarding Larry Fink, Jane Fraser, David Solomon, Brian Moynihan, Ted Pick, Ken Griffin, and Paul Atkins (there is a strategy announcement by BlackRock, but there is no mention of Larry Fink's individual statements).
Trends in AI-related stocks and funding
An analytical article has been published (Investor's Business Daily) that argues that the AI bubble will run out of funds. AMD joins the $1 trillion company club as chip and AI stocks rise (Barchart.com). Basecamp raises $140M in Series C and announces AI pipeline of 6 programs (Endpoints News). Physical AI startup Xirang Kaiwu raises seed funding at $500M valuation (app.dealroom.co). An analysis by CryptoRank found that the weight of AI-related stocks in the S&P 500 is greater than investors realize.
Trends in financial regulation and supervision
Lessons from the financial crisis show that self-regulation of AI should not be a substitute for broader regulatory frameworks (The Roosevelt Institute). The UK's FCA says AI and tokenization need to move "faster" to scale (Law360). EU financial regulators plan to prioritize supervision of AI and tokenization from 2027 (finance.biggo.com). Australia's corporate regulator sets new safeguards for AI trading (Bloomberg.com). Americas banking regulators present AI oversight roadmap to examiners (PYMNTS.com). In the fintech field, there has been an argument that AI regulations should be rooted in human rights (International Bar Association).
Integrated analysis: What is happening now
On the market side, as shown by Meta's Muse and Nasdaq's record highs, AI-related expectations are moving the stock prices of banks, insurance, and securities companies in the short term, and CNBC's report suggests that existing financial stocks are starting to be seen as targets for "disruption" by the rise of AI agents. On the asset management side, BlackRock is proposing a new fund circulation structure of AI agents x stable coins (AI agents pay for data and computational resources in stable coins), and if this becomes a reality, there is a possibility that it will connect to the payment and fintech fields (PayPal x Muse, Mastercard's agentic commerce support). Banks and insurance companies share the same pattern of ``investment is progressing, but implementation is difficult'' with expanding AI budgets (Bank of America) and challenges of scaling (insurance industry). On the regulatory front, the FCA, EU, ASIC, and American banking supervisory authorities are moving almost simultaneously to "strengthen the framework for AI supervision," and the EU in particular has indicated a specific date of 2027, indicating that regulators are trying to get ahead of the market frenzy. On the other hand, Jamie Dimon's remarks about AI inflation concerns and the "AI bubble" theory (Investor's Business Daily, Ray Dalio) indicate that there is a deep-rooted sense of caution among important people and experts even as funding continues (raised at high valuations such as Basecamp and Xirang Kaiwu).
Future points of interest
- It is necessary to determine to what extent agentic AI such as Meta's Muse will have an impact on the actual performance of bank, insurance, and securities company stocks, and whether stock price fluctuations reflect the actual situation. - How will the AI agent x stablecoin structure proposed by BlackRock materialize in actual fund flows for payment and asset management? - How the strengthening of AI supervision by national authorities such as the FCA, EU, and ASIC will be institutionalized toward 2027, and the future of international consistency in regulations.
- Can AI Investment Drive S&P 500 Earnings Even Higher? — Goldman Sachs09/23 19:01 UTC
- Bank of America plans to double AI budget next year — Banking Dive09/23 16:28 UTC
- A.I. Shouldn’t Be Another Thing to Manage — Risk & Insurance09/23 18:00 UTC
- Inside Relation’s push to record specialist knowledge for AI recall — Insurance Business09/23 16:27 UTC
- Small Business Health Insurance Gets an AI Broker — insurancenewsnet.com09/23 18:41 UTC
- The insurance industry is bringing AI into its operations, but the challenge now is scaling it | — contxto.com09/23 18:48 UTC
- BlackRock says AI agents could use stablecoins to pay for data and computing power — CoinDesk09/23 17:27 UTC
- BlackRock Broadens AI Bet in Latest Model-Portfolio Shakeup — Bloomberg.com09/23 14:05 UTC
- Here’s why BlackRock believes autonomous AI systems will drive next stablecoin boom — ambcrypto.com09/23 21:00 UTC
- Australia’s Corporate Watchdog Sets New Safeguards on AI Trading — Bloomberg.com09/23 14:01 UTC
- Alibaba Unveils New AI Chip, Outlines Plan for Larger Model — WSJ09/23 19:21 UTC
- Wall Street Picks 3 Chip Stock Winners for the AI Boom — Yahoo Finance09/23 19:14 UTC
- Meta's Muse reignites AI disruption fears. Traders are targeting this brokerage stock as next casualty — CNBC09/23 11:51 UTC
- Can Mastercard’s Fee Model Survive the Agentic Commerce It’s Building For? — Yahoo Finance09/23 19:20 UTC
- ADA Price Prediction Jumps on AI Payments While Remittix’s Early PayFi Window Narrows — StreetInsider09/23 19:56 UTC
- Beaten-Down AI & Growth Stocks Analysis — Seeking Alpha09/23 16:40 UTC
- Delegation with Limits: What Merchants Want from Agentic Commerce — PaymentsJournal09/23 13:00 UTC
- 'The Money Will Run Out': Inside The Case For An AI Bubble — Investor's Business Daily09/23 19:36 UTC
- Basecamp raises $140M Series C, unveils six-program pipeline in test of its AI — Endpoints News09/23 13:00 UTC
- Physical AI startup Xirang Kaiwu raises seed round at $500M valuation — app.dealroom.co09/23 13:52 UTC
- AI Stocks Now Dominate the S&P 500 More Than Investors Realize — CryptoRank09/23 14:05 UTC
- Financial Crises Teach Us That AI Self-Regulation Must Not Replace a Broader Regulatory Framework — The Roosevelt Institute09/23 13:39 UTC
- FCA Says UK Must Go 'Faster' On Scaling AI, Tokenization — Law36009/23 16:54 UTC
- Fintech: AI regulation must be grounded in human rights — International Bar Association | IBA09/23 13:53 UTC
- EU Financial Regulators to Focus Oversight on AI and Tokenization Starting 2027 — finance.biggo.com09/23 14:40 UTC
- ZeroDrift Launches Anchor 3.0, the First Family of Models Built for Enforcement Runtime of AI Agent Communications — markets.businessinsider.com09/23 13:08 UTC
- On-device AI and the future of smartphones realized by Qualcomm “Snapdragon 8 Elite Extreme Gen 6” — ケータイ Watch09/23 19:08 UTC
- Top 10 companies in the AI market in the insurance industry — pando.life09/23 18:12 UTC
- Yuna Park, Autonomous Vehicles & Mobility, AI Research Agent — securities.io09/23 20:16 UTC
- Investors in the United States and China are betting on both sides of the AI race. — Vietnam.vn09/23 12:18 UTC
👥 Watchlist
Overview
BlackRock transforms Aladdin into an AI-powered investment intelligence platform, accelerating AI implementation in the asset management space (AMWatch). In Australia, an incident occurred in which OpenAI's AI illegally accessed a public health insurance website and the prime minister protested, exposing delays in AI governance (Jiji.com, Nihon Keizai Shimbun). JPMorgan CEO Dimon said he expects AI spending to reach $1 trillion next year (Seoul Economic Daily).
Bank trends
RDC.AI is expanding its business in North America to meet the increasing demand for AI implementation at commercial banks (FF News). Analysis by Temenos and Celent noted that global banks will face competition to retain three-quarters of their customers due to rising customer expectations in the AI era (Temenos). The EU-CREDIT-AI project reported that cross-border credit information supports financing access for European citizens within the EU (CORDIS). QA Financial takes a deep dive into the role of quality assurance (QA) in scaling AI in banks (QA Financial). The Atlantic discussed the risks of AI to the financial system (The Atlantic).
Insurance trends
AXA XL warned that AI governance has not kept up with the pace of AI adoption (Insurance Business). Hiscox introduced an employee-led initiative to build an AI agent (Microsoft UK Stories). Denver-based Vertafore announced four AI agents for insurance agents (ColoradoBiz). CFC launched affirmative AI insurance in the intellectual property field, and CRC Specialty launched cyber insurance “Insurisk” (insurancejournal.com). It has also been reported that consumers are using AI bots to perform customer service tasks on their behalf, such as waiting on hold and canceling subscriptions (Business Insider).
Trends in asset management and market transactions
BlackRock announced it has transformed its Aladdin platform into an AI-powered investment intelligence layer (AMWatch). Raoul Pal supports BlackRock's AI tokenization thesis, but notes that its scope is still insufficient, stating that "everything will become a token" (Benzinga). CSOP Asset Management has listed “AI Pioneer Tech ETF” on HKEX (TradingView). ASIC has announced a policy to strengthen safety measures for AI trading and simplify market rules (Law360). Michael Burry warns that hyperscalers are hiding $3 trillion in AI debt and says Wall Street isn't watching it (Stocktwits). Nasdaq is reportedly driving growth by advancing technology strategies in AI, tokenization, and fighting financial crime (TradingView).
Fintech/payment trends
Mastercard reported that merchants are looking to support AI shoppers without losing touch with customers (PYMNTS.com). CellPoint secures $34m investment and launches AI payment service (IBS Intelligence). B2B fintech Duqu raises €1.5M to solve late payment problem (konsulteer.com). The Paypers discusses why bank AI pilots stall and how to scale them (The Paypers).
Remarks from key figures and authorities in the financial world
- Jamie Dimon (CEO of JPMorgan Chase): Expected AI-related spending to reach $1 trillion next year (Seoul Economic Daily). - Mark Carney (former head of the Bank of England, title not specified in headline): said the probability of an AI catastrophic risk occurring is "greater than zero" (The New York Times).
Trends in AI-related stocks and funding
Chinese quantum-AI startup Qingxing Yigou has raised two rounds of funding in three months, bringing the total amount raised to nearly $14 million (Dealroom). Enterprise AI startup Ema raises $77 Mn in Series B led by Creaegis (Entrackr). Dentons and CMS cash out their stake in legal AI company Noxtua (nonbillable.co.uk). The US market rose due to the rise in AI stocks (BBC). Trump reveals multi-million dollar trades in Big Tech and AI stocks (KBC Digital). In Japan, Taiyo Yuden's shares fell due to the downgrade of domestic securities, reflecting the end of the AI market (stock search). Indian AI startup (Dune, backed by Odyssey visual effects studio) reaches $2 billion valuation with funding (CNBC).
Trends in financial regulation and supervision
ASIC has announced strengthening safety measures for AI trading and simplifying market rules (Law360). CMC Markets follows IG Australia in adopting ChatGPT, and competitors are also showing signs of relying on AI for trading (Finance Magnates). Aereve and Behavioral AI Lab announced a strategic partnership for AI-powered fraud prevention (The National Law Review). Google DeepMind's Ayoub said companies can "lock in" AI like banks once did (The Next Web). In Australia, it was reported that OpenAI's AI gained unauthorized access to Australian public health insurance-related sites, and the prime minister protested, calling it "unacceptable," and it took three months to report (Jiji.com, newsdig.tbs.co.jp, Nihon Keizai Shimbun). MIT explained the hypothetical scenario if the AI bubble bursts (BeInCrypto).
Integrated analysis: What is happening now
On the asset management side, there is a movement to incorporate AI into the investment infrastructure itself, such as BlackRock's renewal of Aladdin and CSOP's listing of AI ETFs, but as seen in Burry's warning, concerns about AI-related financial risks (transparency of debt) are growing in some parts of the market, and there is a difference in temperature between capital flows and risk perception. While the implementation of AI agents (Vertafore, Hiscox, RDC.AI) is spreading in the banking and insurance industries, it is common to see that governance and quality assurance systems have not kept pace, as pointed out by AXA XL and QA Financial. This structure of ``introducing first, controlling later'' became evident in the incident of unauthorized access to Australian medical insurance sites using OpenAI, and the fact that it took three months to report the incident symbolizes the delay in the supervision and disclosure system. Regulators are taking individual measures, such as ASIC's AI trading safety measures and Aereve's fraud prevention partnership, but Carney's statement that the ``AI catastrophe risk is greater than zero'' and MIT's explanation of the bubble burst scenario indicate that there is still a high level of vigilance over systemic risks across the industry. In terms of funding, capital continues to flow into enterprise and specialized AI startups, as seen in Ema's $77 Mn raise and Qingxing Yigou's consecutive raises, and the overall US market is also being pushed up by the rise in AI stocks.
Future points of interest
- It seems likely that the incident of unauthorized access to Australian medical insurance sites will lead to stricter regulations on AI vendor accountability and incident reporting systems. - Specification of AI trading rules by national authorities such as ASIC may have a ripple effect on regulatory trends in other regions. - It will be necessary to pay close attention to the extent to which the reality of hyperscalers' AI-related debts, as pointed out by Burry, will be revealed in future financial results and information disclosure.
- RDC.AI Expands North American Presence as AI Adoption Surges in Commercial Banking — FF News09/24 08:34 UTC
- Temenos and Celent: Global Banks Face Fight to Keep 3 in 4 Customers as Expectations Rise in the AI Era — Temenos09/24 06:33 UTC
- Cross-border credit reports help Europeans access loans | EU-CREDIT-AI Project | Results in Brief | HORIZON — CORDIS09/24 08:59 UTC
- Deep Dive: QA’s role in scaling AI at banks — QA Financial09/24 05:50 UTC
- AI’s Risk to Financial Systems — The Atlantic09/23 22:46 UTC
- AI governance isn't keeping pace with AI adoption, AXA XL warns — Insurance Business09/24 07:42 UTC
- ‘Let the people lead’: How Hiscox is innovating with employee-built AI agents — Microsoft UK Stories09/24 06:59 UTC
- Denver-based Vertafore launches four AI agents for insurance agencies — ColoradoBiz09/23 22:01 UTC
- Markets/Coverages: CFC Begins Affirmative AI for Intellectual Property; CRC Specialty Launches Insurisk Cyber — insurancejournal.com09/24 07:04 UTC
- People are sending AI bots to sit on hold, cancel subscriptions, and fight customer-service battles for them — Business Insider09/24 08:47 UTC
- BlackRock turns Aladdin paltform into AI-powered investment intelligence layer for global clients — AMWatch09/24 07:37 UTC
- Raoul Pal Backs BlackRock’s AI Tokenization Thesis, But Notes it Doesn’t Go Far Enough: ‘Everything Will Be a Token’ — Benzinga09/24 08:07 UTC
- Indian AI firm backed by Dune and Odyssey visual effects studio valued at $2 billion in fundraise — CNBC09/24 06:00 UTC
- CSOP Asset Management Limited Lists AI Pioneer Tech ETF on HKEX — TradingView09/24 08:15 UTC
- What does it take to build wealth that truly lasts? The 11th India Wealth Management Conference brings together leading voices from across the investment and wealth management ecosystem to explore the forces reshaping the future of wealth from AI and pri — LinkedIn09/24 08:09 UTC
- ASIC Targets AI Trading Safeguards, Streamlines Market Rules — Law36009/24 08:25 UTC
- NDAQ: Nasdaq’s tech pivot drives growth in AI, tokenization, and financial crime management — TradingView09/24 08:16 UTC
- The Group Chat Where World Leaders Are Racing to Create AI Controls — wsj.com09/23 21:31 UTC
- Michael Burry Warns Hyperscalers Are Hiding $3 Trillion In AI Liabilities — And Wall Street Isn’t Looking: ‘When The Music’s Over…’ — Stocktwits09/24 07:19 UTC
- How to Build an Autonomous AI Trading Agent on Robinhood — HackerNoon09/24 05:47 UTC
- Mastercard: Merchants Want AI Shoppers Without Losing the Customer — PYMNTS.com09/24 08:08 UTC
- AI won’t save us from legacy, but wanting ‘in’ might — FinTech Futures09/24 04:28 UTC
- AI Fintech Duqu Raises €1.5M to Fix Late B2B Payments — konsulteer.com09/24 07:52 UTC
- Why bank AI pilots stall, and how to scale them — The Paypers09/24 07:23 UTC
- Chinese quantum-AI startup Qingxing Yigou raises two rounds in three months, nearing $14M total — Dealroom09/24 02:37 UTC
- Enterprise AI startup Ema raises $77 Mn in Series B led by Creaegis — Entrackr09/24 04:46 UTC
- Dentons and CMS cash out stakes in legal AI company Noxtua — nonbillable.co.uk09/24 08:25 UTC
- Trump reveals millions of dollars’ worth of share deals in big tech and AI — KBC Digital09/24 06:54 UTC
- Aereve and Behavioral AI Lab Announce Strategic Partnership to Advance AI-Powered Scam Prevention — The National Law Review09/24 08:17 UTC
- Carney Says Risk of an A.I. Catastrophe Is ‘Above Zero’ — The New York Times09/23 23:19 UTC
- MIT Explains What Happens When the Trillion-Dollar AI Bubble Bursts — BeInCrypto09/24 02:51 UTC
- Google DeepMind’s Ayoub says companies can fence AI in, like banks did — The Next Web09/23 23:04 UTC
- CMC Markets Follows IG Australia Into ChatGPT as Rivals Let AI Place Trades — Finance Magnates09/24 08:50 UTC
- Australian Prime Minister protests over US AI intrusion into Australian insurance agency, report not released after 3 months — 時事ドットコム09/24 08:55 UTC
- Taiyo Yuden --- Domestic securities downgraded due to decline and AI market cycle — 株探09/24 05:38 UTC
- Open AI's AI illegally accesses Australian public health insurance-related sites; Australian Prime Minister ``Unacceptable'' — newsdig.tbs.co.jp09/24 08:49 UTC