01Purpose and Nature of the Site
The Site is operated solely as part of the personal and private activities of its author, for the sole purpose of providing the author’s personal views and opinions. Nothing contained on the Site constitutes, or is a substitute for, legal, medical, regulatory, financial, or any other form of professional advice. The views expressed on the Site are those of the author alone and do not represent or reflect the views of any organization or entity with which the author is or has been affiliated.
02No Warranty
The author makes no representation or warranty of any kind, whether express or implied, as to the accuracy, completeness, usefulness, timeliness, legality, or fitness for any particular purpose of any information made available on the Site. The information on the Site may be changed, added to, or removed without prior notice.
03Limitation of Liability
Users access and use the Site, in whole or in part, entirely at their own risk and discretion. To the maximum extent permitted by applicable law, the author shall not be liable for any damages, losses, disadvantages, or other adverse consequences whatsoever (including, without limitation, direct, indirect, special, incidental, or consequential damages, and lost profits) arising out of, or in connection with, the access to, use of, or reliance upon the Site, regardless of the legal basis of the claim, whether founded in breach of contract, tort, or any other cause of action.
04Allocation of Liability to the User
Any and all consequences arising from the use of the Site, and all liability attaching thereto, shall rest exclusively with the user who made such use, and such user shall make no claim whatsoever against the author in respect thereof. Should a user become involved in any dispute with a third party in connection with the use of the Site, the user shall resolve such dispute at the user’s own responsibility and expense, and shall cause no nuisance or loss to the author.
05External Links
Where the Site contains links to external sites operated by third parties, the author assumes no responsibility for, and gives no warranty as to, the content, legality, accuracy, or safety of any such external site.
06Acceptance and Amendment
Any access to or use of the Site by a user shall be deemed to constitute that user’s having read and agreed to all of the terms of this Disclaimer. The author reserves the right to amend or revise this Disclaimer at any time without prior notice to users, and any such amendment shall take effect from the moment it is published on the Site.
Effective date: June 27, 2026