AI & Finance News — 2026-09-25 (Fri) Evening News

Overview

While Citi has introduced AI in risk screening, a regulatory gap has emerged in which guidelines from authorities are not yet developed (Forbes). In the insurance industry, it has been pointed out that the use of AI is intensifying disputes with hospitals and increasing the burden on patients (Common Dreams). Google, OpenAI, and Anthropic are considering establishing an AI safety standards organization by 2027 (The Times of India, finance.biggo.com).

Bank trends

Citiでは融資審査プロセスの最初にAIがリスクをレビューする体制が導入されたが、ワシントン（米当局）はこれに対応する指針を持たないとForbesが報じた（Forbes）。 BNP Paribas has partnered with Google Cloud in the field of agent AI and cloud (Markets Media). IllumioはEUの銀行レジリエンスとフロンティアAIの関係を論じ、Pinnacle Financial Partnersは財務管理におけるAIの機会とリスク拡大を指摘した（Illumio、Pinnacle Financial Partners）。 Barclays follows HSBC and Tom Lee in raising its S&P 500 target based on AI results (Stocktwits).

Insurance trends

Although insurance companies are bullish on the use of AI, a survey has revealed that policyholders still prefer human assistance (Insurance Business). Life Insurance International points out that AI can be both a threat and an opportunity for insurance companies in terms of dispute resolution. S&P Global Ratings found that good AI governance separates insurance companies from winners and losers (Insurance Business). There are also reports that the battle over AI between insurance companies and hospitals has pushed up patient prices by about $1 billion (Common Dreams). Oracle has sent a “force majeure” notice over its troubled AI data center (Impakter).

Trends in asset management and market transactions

Stocktwits reported that BlackRock has joined Meta's $14 billion data center business (Stocktwits). BNP Paribas Asset Management discussed the climate challenges and opportunities of AI (BNP Paribas Asset Management). PE funds are progressing with individual optimization of strategies using AI amidst intensifying competition (Law360). Reuters opined that AI challenges are forcing the trading industry's legacy forces to change (Reuters). Dow・S&P 500・Nasdaq先物はAmazon・Apple等のビッグテック決算を受けAI関連取引の勢いが復活し上昇したとStocktwitsが報じた（Stocktwits）。 Oracle株の下落がAI関連投資と長期金利（2007年以来の高水準）の耐性を試しているとFXEmpireが指摘（FXEmpire）。 In the Japanese market, the Nikkei average rose 1.2% due to purchases of AI-related stocks and purchases aimed at dividends (The Economic Times).

Fintech/payment trends

Block has added support for Bitcoin Lightning Network to its payment protocol “x402” (bloomingbit, BigGo Finance). AxLabs has released “Simple Agent Wallet” for autonomous AI payments on EVM, Solana, and Hedera (Neo News Today). LoanPro announced a new payment, loan execution, and AI servicing tool (Finovate). PYMNTS.com commented that building an AI agent is "no longer the most difficult challenge" in agent-based commerce (PYMNTS.com).

Remarks from key figures and authorities in the financial world

We were unable to confirm any of the headlines reporting direct statements or actions by the key figures being tracked (Jamie Dimon, Larry Fink, Jane Fraser, David Solomon, Brian Moynihan, Ted Pick, Ken Griffin, and Paul Atkins).

Trends in AI-related stocks and funding

An analysis by Yahoo Finance shows that three Canadian AI-related stocks have room for up to 85% upside compared to fair value. An article explaining AI investment in Wayve, a British AI company that operates a self-driving taxi business in London, has been published (Morningstar). AlphaGo co-developer raises funding for AI startup (Briefs Finance). Meta's AI "Muse" could become a new multi-billion dollar revenue stream, according to an analysis (Seeking Alpha). At Dealroom, Lemkin and O'Driscoll discussed the AI bubble, Muse, and new seed-stage funding formulas (Dealroom).

Trends in financial regulation and supervision

The Financial Times discussed how AI can address financial risks (Financial Times). It has been reported that Google, OpenAI, and Anthropic may jointly come up with AI safety standards by early 2027, and there are also reports that the establishment of an independent AI safety standards organization is being considered as early as this year (The Times of India, finance.biggo.com). As mentioned above, it has also been pointed out that there are no guidelines from the US authorities regarding Citi's AI-based risk assessment that has been raised as a regulatory issue (Forbes).

Daiwa Securities has fully adopted LayerX's "Ai Workforce" at its inheritance business bases, expanding AI-based support for determining heirs and creating inheritance relationship diagrams to its bases nationwide (PR TIMES, bizzine.jp). Dai-ichi Life Asset Management Economic Research Institute discussed whether AI stocks will be more selective in Japan's 3% long-term interest rate environment (Dai-ichi Life Asset Management Economic Research Institute). WSJ reported that even in the age of AI, "cash is king" (WSJ).

Integrated analysis: What is happening now

AI is being implemented first in banking and insurance, and AI is being incorporated into the core of decision-making processes, such as Citi's risk screening AI (Forbes) and Daiwa Securities' introduction of inheritance business AI (PR TIMES). On the other hand, the regulatory gaps pointed out by Forbes and the increase in patient costs due to intensifying disputes between insurance and hospitals (Common Dreams) indicate a structure in which governance and regulatory responses have not kept up with the speed of implementation. On the market side, funds are still flowing heavily into the AI infrastructure and data centers of major tech companies, as seen in BlackRock's investment in Meta data center and Barclays' bullish forecast for AI earnings (Stocktwits), but Oracle's "force majeure" notice and the combination of Oracle's stock decline and long-term interest rates rising (Impakter, FXEmpire) suggest that the cost of financing AI investments and the risk of implementing infrastructure are rising at the same time. In the field of payments, the development of infrastructure that allows autonomous AI agents to directly make payments, such as x402 and Simple Agent Wallet, is progressing (bloomingbit, Neo News Today), and this may become a new frontier where regulatory gaps will expand. On the regulatory side, while the private sector-led safety standards group initiative by Google, OpenAI, and Anthropic (The Times of India) is making progress, the response from the financial authorities (Citi case) appears to be lagging behind, and the disconnect between industry and authorities may become a point of contention in the future.

Future points of interest

- Whether US authorities (Federal Reserve, OCC, etc.) will provide specific supervisory guidance for AI-driven risk reviews like Citi. - The concrete image of the AI safety standards organization envisioned by Google, OpenAI, and Anthropic, and whether it will have any impact on the financial industry. - The impact of Oracle's data center problems and high interest rate environment on the sustainability of major tech companies' AI infrastructure investments (including investments by BlackRock and others).